Investor Lending
Programs by HJ Funding
As a national lender, our team of experienced real estate investors supports you in achieving your financing needs. We have built our technology to make the experience of obtaining a loan as predictable and fast as funding investments with cash.
Fix & Flip
Short-term financing to buy and renovate properties with up to 10 units.
We support experienced and new investors with competitive terms and pricing.
Bridge
Financing of newly constructed or renovated properties that are currently vacant and stabilized and are ineligible for permanent financing.
Rental Portfolio
For experienced investors, we finance up to 10 rental properties as a single loan. These loans are often more cost effective than
closing each loan individually.
Construction
We finance the construction of residential and small multifamily investment properties. Investors appreciate our
flexible terms, ease of draw funding, and speed of closing.
Bank Statement
Small business owners and self-employed individuals have the ability to obtain permanent financing on their rental properties by underwriting their income, instead of rental property cash flow. We do this by analyzing bank statements and do not require tax returns.
Short-Term Rental
A solution for investors who need permanent financing for their rentals listed on Airbnb and VRBO. This product allows DSCR to be calculated by using 12 months of operating history or AirDNA rents as market rent.
Rental Properties
Permanent financing of rental properties with long-term tenants. These loans use the rental cash flow and stabilized property value
to determine the loan amount.